Recommendation/Request for Payment Processing Fees...
In my opinion, when the credit card gateway taking 2+ days to process and re-deposit in to your attached account, that the fee should be lowered to a more competitive rate.
Wavers will be more apt to use it if it were more like 2.5% flat, with a max of some amount. ($39 ?)
I am just a one man show, and the fee's really add up and I take a big hit.
Jusy my two cents, I'll mail you a check for your cut.